Just Us Thinking

Clear thinking for complex financial lives

Child putting coins into a piggy bank
20 Jan 2026
Planning Insights

The money lessons you can teach children at every stage to boost their financial literacy

A new review has established that financial literacy education needs to be improved, from primary level through to post-16 education. Find out how children learn at different ages, ...

A happy couple reviewing paperwork.
16 Jan 2026
Planning Insights

The power of pension tax relief and how it could boost your retirement income

A person using a calculator.
23 Dec 2025
Planning Insights

How fiscal drag could harm your finances as the government extends tax freezes

When chancellor Rachel Reeves delivered the Budget in November 2025, you might have breathed a sigh of relief that Income Tax rates weren’t increasing. However, fiscal drag could st...

An older couple painting at an easel together.
23 Dec 2025
Planning Insights

How much should you contribute to your pension?

A third of people don’t know how much they need to contribute to their pensions every year to create a comfortable retirement. Discover what steps you could take to assess what cont...

How to be a successful investor: Defining what “success” means
23 Dec 2025
Planning Insights

How to be a successful investor: Defining what “success” means

Every investor wants to be successful, but what “successful” means can vary significantly between investors. Find out why your goals are essential for determining what success means...

A row of home in Kensington, London.
22 Dec 2025
Planning Insights

What the “mansion tax” means for homeowners

The chancellor announced that a new tax would be applied to properties worth more than £2 million in the November 2025 Budget. Find out whether it will affect you and how the new ta...

Why retirement has a language problem and how to change the narrative
22 Dec 2025
Planning Insights

Why retirement has a language problem and how to change the narrative

Language is powerful. The words you use to describe different scenarios can change how you perceive events. The language used for retirement could lead to a pessimistic outlook, but...

Couple looking at paperwork and using a calculator
15 Dec 2025
Planning Insights

Gifting to reduce an Inheritance Tax bill? Here are 5 things to check first

Gifting can be an effective way of reducing your Inheritance Tax liability. However, it’s not always simple. Discover five things to check before you get started....

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