Just Us Thinking

Clear thinking for complex financial lives

How cashflow modelling can act as an early warning system for financial shocks
26 Feb 2026
Planning Insights

How cashflow modelling can act as an early warning system for financial shocks

Financial shocks can have a devastating effect on your short- and long-term finances. While you can’t remove the unexpected from your life, it is possible to be prepared, and a cash...

A young family moving into their new home
26 Feb 2026
Planning Insights

The financial lessons you could pass on to help the next generation buy a home

For first-time buyers, getting on the property ladder is rarely easy. Discover three financial lessons to share with the next generation when looking to buy a home....

A woman doing balancing exercises outdoors.
25 Feb 2026
Planning Insights

5 tips for overcoming the fear of investment uncertainty

Investing money can feel daunting because you can’t be sure what your returns will be or whether you’ll suffer a loss. While you can’t eliminate uncertainty from investing, there mi...

Why your pension could become liable for Inheritance Tax
25 Feb 2026
Planning Insights

Why your pension could become liable for Inheritance Tax

Next year, a significant change to how pensions are treated when calculating Inheritance Tax could mean more families become liable for the tax. Find out what you need to know to un...

A man checking his watch.
25 Feb 2026
Planning Insights

How to be a successful investor: The importance of patience

Once you’ve set out your investment goal and strategy, what comes next? Often, it’s time to test an important investment skill – your patience. With investment strategies usually co...

A woman doing balancing exercises outdoors.
25 Feb 2026
Planning Insights

5 tips for overcoming the fear of investment uncertainty

Investing money can feel daunting because you can’t be sure what your returns will be or whether you’ll suffer a loss. While you can’t eliminate uncertainty from investing, there mi...

A woman making notes in a diary.
26 Jan 2026
Planning Insights

2 reasons to mark the new tax year in your calendar

On 5 April 2026, the current tax year will end, and the new one will start the following day. Making a note of the deadline in your calendar could help you make the most of tax brea...

A man reading a newspaper.
26 Jan 2026
Planning Insights

3 insights from the FTSE 100’s performance that could help you curb impulsive decisions

Despite ups and downs throughout the year, 2025 proved to be a great year for the FTSE 100. The index was up 21.5% over the year. Find out what investments lessons you could learn f...

How to be a successful investor: Following a strategy that’s right for you
26 Jan 2026
Planning Insights

How to be a successful investor: Following a strategy that’s right for you

There’s more to being a successful investor than following the latest market trends and tips. Setting out a strategy that’s right for you could allow you to balance risk and goals. ...

Child putting coins into a piggy bank
20 Jan 2026
Planning Insights

The money lessons you can teach children at every stage to boost their financial literacy

A new review has established that financial literacy education needs to be improved, from primary level through to post-16 education. Find out how children learn at different ages, ...

A happy couple reviewing paperwork.
16 Jan 2026
Planning Insights

The power of pension tax relief and how it could boost your retirement income

A person using a calculator.
23 Dec 2025
Planning Insights

How fiscal drag could harm your finances as the government extends tax freezes

When chancellor Rachel Reeves delivered the Budget in November 2025, you might have breathed a sigh of relief that Income Tax rates weren’t increasing. However, fiscal drag could st...

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